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When he digs into his pocket to get a tip for coffee shop waitress Yvonne Biasi New York policeman Charlie Lang discovers that he s out of cash. So as compensation he promises that if lady luck is on his side and a recently purchased lottery ticket wins he ll give her half the money. Lo and behold his ticket s that special one and Lang splits the $4 million with Biasi to the chagrin of his materialistic wife. But Charlie also discovers in the process that there s more to life than money and that some of the best things in life are free.